Anytime anyone offers you anything with a big commission and a 200 page prospectus, don’t buy it.  Occasionally, you’ll be wrong if you adopt the “Munger Rule”.  However, over a lifetime, you’ll be a long way ahead – and you will miss a lot of unhappy experiences that might otherwise reduce your love for your fellow man.

Source:  Bevlelin, P. (2003) Seeking Wisdom From Darwin to Munger. Sweden: Post Scriptum AB