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	<title>Investing Notes from REAL Investors</title>
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	<link>http://investingnotes.com</link>
	<description>Thoughts, observations and opinions from the trenches.</description>
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		<title>There Are No Secrets, But There ARE Competitive Advantages</title>
		<link>http://investingnotes.com/there-are-no-secrets-but-there-are-competitive-advantages/</link>
		<comments>http://investingnotes.com/there-are-no-secrets-but-there-are-competitive-advantages/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 19:44:53 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Competition]]></category>
		<category><![CDATA[Field Guide for Real Estate Investors]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Mentoring]]></category>

		<guid isPermaLink="false">http://investingnotes.com/there-are-no-secrets-but-there-are-competitive-advantages/</guid>
		<description><![CDATA[I have really been struggling with a couple of things over the last few weeks. Probably the most pressing one is whether I allow the tools we use internally to be released to a wider audience. On one hand, I like to help other investors and all&#8230; but&#8230; on the other hand, I know these [...]


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<li><a href='http://investingnotes.com/it-always-comes-down-to-the-fundamentals-ignore-them-at-your-own-risk/' rel='bookmark' title='Permanent Link: It Always Comes Down To The Fundamentals &#8211; Ignore Them At Your Own Risk'>It Always Comes Down To The Fundamentals &#8211; Ignore Them At Your Own Risk</a></li>
<li><a href='http://investingnotes.com/interesting-testimonial-for-chris-moores-new-ebook/' rel='bookmark' title='Permanent Link: Interesting Testimonial for Chris Moore&#8217;s New eBook'>Interesting Testimonial for Chris Moore&#8217;s New eBook</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Have We Learned in 2065 Years?</title>
		<link>http://investingnotes.com/what-have-we-learned-in-2065-years/</link>
		<comments>http://investingnotes.com/what-have-we-learned-in-2065-years/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 19:14:55 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Rants]]></category>

		<guid isPermaLink="false">http://investingnotes.com/what-have-we-learned-in-2065-years/</guid>
		<description><![CDATA[
&#8220;The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed lest Rome become bankrupt. People must again learn to work, instead of living on public assistance.&#8221;
Cicero &#8211; 55 BC

Apparently, absolutely nothing!

Related posts:The [...]


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<li><a href='http://investingnotes.com/i-should-have-done-this-years-ago/' rel='bookmark' title='Permanent Link: I Should Have Done This YEARS Ago!'>I Should Have Done This YEARS Ago!</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Get Documents With ORIGINAL Signatures!</title>
		<link>http://investingnotes.com/get-documents-with-original-signatures/</link>
		<comments>http://investingnotes.com/get-documents-with-original-signatures/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 14:43:57 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Private Money]]></category>

		<guid isPermaLink="false">http://investingnotes.com/get-documents-with-original-signatures/</guid>
		<description><![CDATA[Yesterday, I was on the phone with a private investor. They are one of several who were tentatively interested in a fund we were putting together for 2010. Then things changed and we decided to put the fund on hold. But, I stay in touch with those who showed interest, because we will put the [...]


Related posts:<ol><li><a href='http://investingnotes.com/anti-flip-rule-waived/' rel='bookmark' title='Permanent Link: Anti-Flip Rule Waived'>Anti-Flip Rule Waived</a></li>
<li><a href='http://investingnotes.com/that-went-well/' rel='bookmark' title='Permanent Link: That Went Well.'>That Went Well.</a></li>
<li><a href='http://investingnotes.com/overcoming-the-biggest-obstacle-of-private-money/' rel='bookmark' title='Permanent Link: Overcoming the Biggest Obstacle of Private Money'>Overcoming the Biggest Obstacle of Private Money</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freedom$oft Will Make Me A Ton Of Money!</title>
		<link>http://investingnotes.com/freedomoft-will-make-me-a-ton-of-money/</link>
		<comments>http://investingnotes.com/freedomoft-will-make-me-a-ton-of-money/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 15:59:00 +0000</pubDate>
		<dc:creator>Peter Davis</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://investingnotes.com/?p=1025</guid>
		<description><![CDATA[NOTE: This is a guest article written by Peter Davis. Peter buys properties and sells them to investors who then repair/rehab them and rent them out. My partners and I are repeat customers of Peter&#8217;s. The opinions expressed here are his and his alone. His opinions do not necessarily reflect the opinions of anyone affiliated [...]


Related posts:<ol><li><a href='http://investingnotes.com/pricing-chris-moores-ebook-on-raising-private-money/' rel='bookmark' title='Permanent Link: Pricing Chris Moore&#8217;s eBook on Raising Private Money'>Pricing Chris Moore&#8217;s eBook on Raising Private Money</a></li>
<li><a href='http://investingnotes.com/real-estate-agents-and-investors/' rel='bookmark' title='Permanent Link: Real Estate Agents and Investors'>Real Estate Agents and Investors</a></li>
<li><a href='http://investingnotes.com/sorry-not-that-much-buyers-market/' rel='bookmark' title='Permanent Link: Sorry, It&#8217;s not THAT Much a Buyers&#8217; Market'>Sorry, It&#8217;s not THAT Much a Buyers&#8217; Market</a></li>
</ol>]]></description>
		<wfw:commentRss>http://investingnotes.com/freedomoft-will-make-me-a-ton-of-money/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Politcal Correctness is KILLING the Airlines</title>
		<link>http://investingnotes.com/political-correctness-killing-airlines/</link>
		<comments>http://investingnotes.com/political-correctness-killing-airlines/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 15:49:38 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Rants]]></category>

		<guid isPermaLink="false">http://investingnotes.com/if-you-own-airline-stock-it-might-be-time-to-sell/</guid>
		<description><![CDATA[For the life of me I can&#8217;t imagine why anyone would own any airline stocks right now. No, they are not under valued. No, they are not over sold. There is a fundamental problem preventing airlines from performing well and their stock price reflects that.
No, things are not about to get better.
The flying public is [...]


Related posts:<ol><li><a href='http://investingnotes.com/one-of-the-really-neat-things-about-the-us-economy-is-it-is-not-monolithic/' rel='bookmark' title='Permanent Link: One of the Really Neat Things about the US Economy is it is not Monolithic.'>One of the Really Neat Things about the US Economy is it is not Monolithic.</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anti-Flip Rule Waived</title>
		<link>http://investingnotes.com/anti-flip-rule-waived/</link>
		<comments>http://investingnotes.com/anti-flip-rule-waived/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 19:38:01 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Buyers' Market]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Untitled]]></category>

		<guid isPermaLink="false">http://investingnotes.com/anti-flip-rule-waived/</guid>
		<description><![CDATA[Starting February 1, 2010 FHA is waiving the 90 day seasoning rule designed to discourage flipping.
Chalk this one up to the never ending list of unintended consequences. When the 90 day rule was adopted, it was a typical knee-jerk political reaction to stop speculators from &#8220;flipping&#8221; houses. No real thought was given before adopting the [...]


Related posts:<ol><li><a href='http://investingnotes.com/is-it-really-getting-harder-to-flip-houses/' rel='bookmark' title='Permanent Link: Is It Really Getting Harder to Flip Houses?'>Is It Really Getting Harder to Flip Houses?</a></li>
<li><a href='http://investingnotes.com/flip-this-house-on-ae-used-to-be-a-good-example-source/' rel='bookmark' title='Permanent Link: Flip This House on A&#038;E Used to be a Good Example Source&#8230;'>Flip This House on A&#038;E Used to be a Good Example Source&#8230;</a></li>
<li><a href='http://investingnotes.com/the-50-rule-of-thumb/' rel='bookmark' title='Permanent Link: The 50% Rule of Thumb'>The 50% Rule of Thumb</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Field Guide Price Change &#8211; Existing Members Grandfathered</title>
		<link>http://investingnotes.com/field-guide-price-change-existing-members-grandfathered/</link>
		<comments>http://investingnotes.com/field-guide-price-change-existing-members-grandfathered/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 21:46:17 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Field Guide for Real Estate Investors]]></category>

		<guid isPermaLink="false">http://investingnotes.com/field-guide-price-change-existing-members-grandfathered/</guid>
		<description><![CDATA[The subscription rates at The Field Guide for Real Estate Investors is increasing to $350 per year from $199 per year starting January 28, 2010. Existing members who joined at the lower subscription rates and anyone joining before the increase will be allowed to renew at those lower rates for as long as they want.
A [...]


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<li><a href='http://investingnotes.com/i-like-where-the-field-guide-is-going/' rel='bookmark' title='Permanent Link: I Like Where the Field Guide is Going'>I Like Where the Field Guide is Going</a></li>
<li><a href='http://investingnotes.com/will-2010-be-a-good-or-a-bad-year-for-you-as-a-landlord/' rel='bookmark' title='Permanent Link: Will 2010 be a Good or a Bad Year for You as a Landlord?'>Will 2010 be a Good or a Bad Year for You as a Landlord?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Downside to Using Entities for Real Estate Investing</title>
		<link>http://investingnotes.com/the-downside-to-using-entities-for-real-estate-investing/</link>
		<comments>http://investingnotes.com/the-downside-to-using-entities-for-real-estate-investing/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 19:41:16 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://investingnotes.com/the-downside-to-using-entities-for-real-estate-investing/</guid>
		<description><![CDATA[If you have been around in real estate investing circles for any amount of time you&#8217;ve no doubt heard the claims and horror stories about why you should be using entities to hold your real estate instead of holding title in your own name. If you are serious about your investing, you should have a [...]


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<li><a href='http://investingnotes.com/think-of-it-as-a-global-positioning-system-for-your-real-estate-investing/' rel='bookmark' title='Permanent Link: Think of it as a Global Positioning System for Your Real Estate Investing&#8230;'>Think of it as a Global Positioning System for Your Real Estate Investing&#8230;</a></li>
<li><a href='http://investingnotes.com/corporate-tax-returns-due-today/' rel='bookmark' title='Permanent Link: Corporate Tax Returns Due Today'>Corporate Tax Returns Due Today</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Think of it as a Global Positioning System for Your Real Estate Investing&#8230;</title>
		<link>http://investingnotes.com/think-of-it-as-a-global-positioning-system-for-your-real-estate-investing/</link>
		<comments>http://investingnotes.com/think-of-it-as-a-global-positioning-system-for-your-real-estate-investing/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 12:23:20 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Consulting]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://investingnotes.com/think-of-it-as-a-global-positioning-system-for-your-real-estate-investing/</guid>
		<description><![CDATA[This was accidentally posted here by mistake. You can read the article at&#8230;
http://timowensby.com/think-it-global-positioning-system-your-real-estate-investing

Related posts:The Downside to Using Entities for Real Estate Investing
The Displacement of the Accidental Real Estate Investor
Real Estate Investing is Very Inefficient



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<li><a href='http://investingnotes.com/the-displacement-of-the-accidental-real-estate-investor/' rel='bookmark' title='Permanent Link: The Displacement of the Accidental Real Estate Investor'>The Displacement of the Accidental Real Estate Investor</a></li>
<li><a href='http://investingnotes.com/real-estate-investing-is-very-inefficient/' rel='bookmark' title='Permanent Link: Real Estate Investing is Very Inefficient'>Real Estate Investing is Very Inefficient</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax Credits Won&#8217;t Get the Buyer the Mortgage</title>
		<link>http://investingnotes.com/that-tax-credits-wont-get-the-buyer-the-mortgage/</link>
		<comments>http://investingnotes.com/that-tax-credits-wont-get-the-buyer-the-mortgage/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 13:34:01 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[Real Estate Investors]]></category>

		<guid isPermaLink="false">http://investingnotes.com/that-tax-credits-wont-get-the-buyer-the-mortgage/</guid>
		<description><![CDATA[Many in the real estate industry are trumpeting an impending rebound in residential real estate. They are talking about how the extended tax credit programs for home buyers will push up the demand and save the real estate industry.
While there is no doubt these tax credits will help home buyers because they essentially cover much [...]


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<li><a href='http://investingnotes.com/the-fed-leaves-rates-unchanged/' rel='bookmark' title='Permanent Link: The Fed Leaves Rates Unchanged'>The Fed Leaves Rates Unchanged</a></li>
<li><a href='http://investingnotes.com/use-the-first-time-house-buyer-credit-to-unload-poor-performing-rentals/' rel='bookmark' title='Permanent Link: Use The First Time House Buyer Credit to Unload Poor Performing Rentals'>Use The First Time House Buyer Credit to Unload Poor Performing Rentals</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>If Your Tenants Pay You Late, It is YOUR Own Fault</title>
		<link>http://investingnotes.com/if-your-tenants-pay-you-late-it-is-your-own-fault/</link>
		<comments>http://investingnotes.com/if-your-tenants-pay-you-late-it-is-your-own-fault/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 20:26:31 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Consulting]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Cash Flow]]></category>
		<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Real Estate Investors]]></category>
		<category><![CDATA[Rents]]></category>

		<guid isPermaLink="false">http://investingnotes.com/if-your-tenants-pay-you-late-it-is-your-own-fault/</guid>
		<description><![CDATA[Wait, before you jump off this page mumbling about how insensitive or cruel I am, you might want to read on.
There are so many options available to a landlord now to receive their rent there is no reason you should be waiting for a tenant to pay you.
Unless you only accept cash&#8230; which is foolish [...]


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<li><a href='http://investingnotes.com/do-your-tenants-know-you-are-a-great-landlord/' rel='bookmark' title='Permanent Link: Do Your Tenants Know You Are a GREAT Landlord?'>Do Your Tenants Know You Are a GREAT Landlord?</a></li>
<li><a href='http://investingnotes.com/will-2010-be-a-good-or-a-bad-year-for-you-as-a-landlord/' rel='bookmark' title='Permanent Link: Will 2010 be a Good or a Bad Year for You as a Landlord?'>Will 2010 be a Good or a Bad Year for You as a Landlord?</a></li>
</ol>]]></description>
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		<slash:comments>10</slash:comments>
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		<item>
		<title>The State of Property Management Sucks</title>
		<link>http://investingnotes.com/the-state-of-property-management-sucks/</link>
		<comments>http://investingnotes.com/the-state-of-property-management-sucks/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 15:05:54 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Consulting]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[CRM/SFA]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://investingnotes.com/the-state-of-property-management-sucks/</guid>
		<description><![CDATA[Ask any real estate investor and by far their biggest problems are with managing the assets they are so eager to acquire.
It doesn&#8217;t matter whether they manage their properties themselves or hire a property manager. The majority of their problems, concerns, headaches, worries and losses all revolve around property management.
It is tedious, time consuming, error [...]


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<li><a href='http://investingnotes.com/software-tools-real-estate-investors-and-wholesalers-need/' rel='bookmark' title='Permanent Link: Software Tools Real Estate Investors and Wholesalers Need'>Software Tools Real Estate Investors and Wholesalers Need</a></li>
<li><a href='http://investingnotes.com/presence-in-a-state/' rel='bookmark' title='Permanent Link: &#8220;Presence&#8221; In A State'>&#8220;Presence&#8221; In A State</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Field Guide New Membership Numbers Set for 2010</title>
		<link>http://investingnotes.com/field-guide-new-membership-numbers-set-for-2010/</link>
		<comments>http://investingnotes.com/field-guide-new-membership-numbers-set-for-2010/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 11:46:53 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Field Guide for Real Estate Investors]]></category>

		<guid isPermaLink="false">http://investingnotes.com/field-guide-new-membership-numbers-set-for-2010/</guid>
		<description><![CDATA[In the past we have limited the number of new memberships allowed to join the Field Guide for Real Estate Investors in any given time period. Over the last couple of years, there hasn&#8217;t been a formal number set it was just kind of based on a number of things in play at any given [...]


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<li><a href='http://investingnotes.com/i-like-where-the-field-guide-is-going/' rel='bookmark' title='Permanent Link: I Like Where the Field Guide is Going'>I Like Where the Field Guide is Going</a></li>
<li><a href='http://investingnotes.com/will-2010-be-a-good-or-a-bad-year-for-you-as-a-landlord/' rel='bookmark' title='Permanent Link: Will 2010 be a Good or a Bad Year for You as a Landlord?'>Will 2010 be a Good or a Bad Year for You as a Landlord?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If You Look Like OverHead, You Might Get Cut</title>
		<link>http://investingnotes.com/if-you-look-like-overhead-you-might-get-cut/</link>
		<comments>http://investingnotes.com/if-you-look-like-overhead-you-might-get-cut/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 14:04:10 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Consulting]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://investingnotes.com/if-you-look-like-overhead-you-might-get-cut/</guid>
		<description><![CDATA[Property managers are having a tough time. Yeah, I know, I can hear the mock sounds of pity from investors who have been burned by property managers.
But, even the good ones are having trouble. No, you are not more likely to suddenly find yourself face to face with a unicorn than finding a good property [...]


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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will 2010 be a Good or a Bad Year for You as a Landlord?</title>
		<link>http://investingnotes.com/will-2010-be-a-good-or-a-bad-year-for-you-as-a-landlord/</link>
		<comments>http://investingnotes.com/will-2010-be-a-good-or-a-bad-year-for-you-as-a-landlord/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 18:28:46 +0000</pubDate>
		<dc:creator>Tim Owensby</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Cash Flow]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://investingnotes.com/will-2010-be-a-good-or-a-bad-year-for-you-as-a-landlord/</guid>
		<description><![CDATA[If you are like a lot of landlords in the United States today you might be looking around and asking yourself what is going to happen? The unemployment rate is projected to stay above 10% for all of 2010 and well into 2011. Other costs are going up and to top it all off rental [...]


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</ol>]]></description>
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		<slash:comments>2</slash:comments>
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